BUSINESS - COMMERCIAL INSURANCE

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. BOP Insurance helps cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations.

 Commercial vehicle insurance is a policy of physical damage and liability coverage for amounts, situations, and usage not covered by a personal auto policy. Knowing the difference between a personal auto insurance policy and a commercial auto policy (and when you need which) is important business—for your business. 

  General Liability insurance, often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. 

  Builder's risk insurance is "coverage that protects a person's or organization's insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause."  

 Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land—e.g., via truck or train—or while temporarily warehoused by a third party. Collisions and cargo theft are the two most frequent causes of inland marine losses. 

  Workers' compensation insurance, commonly known as workers' comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits. 

No caps on annual or lifetime payout

99% of claims processed in 2  days

Use any licensed vet

Health Paws non-profit foundation has helped hundreds of pet rescues and animal shelters care for sick homeless pets through their 

Every Quote Gives Hope medical grant program. 

Protecting Futures

Our goal is  helping clients prepare for the unknown. Ask us about:

• Home
• Auto
• Fire
• Flood
• Renters
• Business
• Commercial
• Contractors
• Health
• Dental
• Medicare 
• Pet Insurance

We can access many different insurance products so you can get the right one for you. 

Building Relationships

Everyone has different insurance needs. Call today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.  We NEVER charge a fee for our service.

COMPANIES WE WORK WITH...

 Aetna - AIG- Ambetter - American Modern - Blue Cross Blue  Shield - Blue Fire - CBIC - CHUBB - Cigna - ClearCover - CNA - Dearborn National - Elephant -  Employers - Encompass - Foremost - Genworth Life   Golden Rule - Hiscox - Humana  - Infinity Group  -  Kemper -  Liberty Mutual  -  Mutual Of Omaha  Metropolitan - National General -  Oscar -  Pacific Specialty -  PCIC - Progressive - Safeco - Scott & White   State Auto  -  Stillwater  Insurance  -  Texas  Mutual - TCIC - The General Insurance  - The Hartford  - TransAmerica  - Travelers - Trisura -  United HealthCare  -  United Property and Casualty   and more.